Sign up for BigFundr with referral code R75636A. It works for Singapore investors onboarding via Singpass.
What is BigFundr and Why Use It
BigFundr is a Singapore investment platform, incorporated in 2019, with its first Deals in 2021. It offers short-term loans secured against property developments in Australia. Investors put money into individual “Deals” of 6 to 12 months and earn fixed interest, credited monthly. The principal is returned at the end of the tenure.
Key facts for due diligence:
- Regulated: Holds a Capital Markets Services (CMS) Licence from MAS (Licence No. 101098).
- Backing: Wholly owned by Maxi-Cash Capital Management since 22 May 2026, part of the SGX-listed Aspial Lifestyle group.
- Scale: BigFundr reports 12,500+ clients and more than S$1 billion in total investments raised.
- Returns: Advertised at up to 5% net p.a. for SGD Deals and up to 7% net p.a. for AUD/USD Deals as at November 2026. The latest Deals listed on its site show 4.8% to 4.9% net p.a. Actual rates vary by Deal.
- Minimum: S$1,000 for SGD Deals; A$20,000 or US$20,000 for AUD/USD Deals.
- Safeguards: BigFundr cites a first legal charge over the property, a personal guarantee, a buy-back provision by fund managers, and lending typically capped at 70% loan-to-value. Investor funds sit with an independent cash administrator, separate from BigFundr’s own money.
- Track record: BigFundr reports zero defaults or delays to date. That is its own figure, and past performance does not predict future results.
Why people use it: it sits between T-bills or fixed deposits and equities. The yield is higher than a bank deposit, and you get a fixed tenor and predictable monthly interest.
The trade-offs are real. Returns are not guaranteed, you can lose principal, and your money is committed until the loan is repaid. Even on an SGD Deal, the underlying risk is Australian property development. BigFundr itself says its safeguards do not eliminate investment risk, so read each Deal’s factsheet before investing.
BigFundr Referral Code: R75636A — What You Get
As a new user
Nothing directly from BigFundr. The S$10 sign-up reward ended on 5 February 2026, and older posts still advertising “free S$10” are out of date. Using a referral code also doesn’t change your interest rate or fees on a normal Deal.
One exception to watch for: BigFundr has a Buddy Deal Bonus, where a referrer and a new user who invest in the same Deal can qualify for a bonus. It only applies when a specific Deal’s communications offer it, and we couldn’t confirm a live offer at the time of this update.
As a referrer (once your account is verified)
This is where the money is. When a friend signs up with your code and completes a qualifying first investment, you earn:
| Your reward | Friend’s first investment (SGD) | (AUD) | (USD) |
|---|---|---|---|
| S$108 | S$5,000 – S$49,999 | A$20,000 – A$62,499 | US$20,000 – US$49,999 |
| S$388 | S$50,000 – S$99,999 | A$62,500 – A$124,999 | US$50,000 – US$99,999 |
| S$888 | S$100,000 – S$199,999 | A$125,000 – A$249,999 | US$100,000 – US$199,999 |
| S$1,688 | S$200,000 and above | A$250,000 and above | US$200,000 and above |
Terms worth knowing:
- No cap: There is no limit on how many friends you can refer.
- First investment only: The tier is based on your friend’s first transaction. Later investments and top-ups don’t earn anything more.
- A S$1,000 first investment earns nothing: It meets the Deal minimum but falls below the S$5,000 reward threshold.
- New users only: Your friend must not have registered, funded or invested on BigFundr before, and can use only one referral code.
- Payout: The reward goes into your BigFundr account within 5 business days of the Deal starting.
- Bonus rates: The campaign can’t be combined with other ongoing campaigns or bonus rates unless expressly stated. If your friend’s Deal carries a promo rate, check with BigFundr before relying on the reward.
Campaign dates
The current campaign runs from 5 March 2026 (5:30pm SGT) to 31 December 2026 (11:59pm SGT). Your friend must apply the code and complete their first investment within this period. BigFundr has extended the end date several times, most recently from 31 October, but it can change the dates at any time without notice. Check the official T&Cs before you rely on it.
How to Use the BigFundr Referral Code (Step-by-Step)
- Download the BigFundr app (App Store or Google Play). Since 31 October 2026, investments can only be made through the app.
- Sign up with Singpass. BigFundr says onboarding takes about 10 minutes.
- Enter referral code R75636A. Tap Have a referral code? during sign-up and key it in.
- Complete KYC verification. Your account must be verified before you can invest.
- Fund your account and invest in a Deal. The minimum is S$1,000 for SGD Deals. AUD/USD Deals need A$20,000 or US$20,000, funded in that currency.
- Get your own code. In the app, go to Settings → Referral & Rewards.
Forgot to key in the code? BigFundr’s programme terms say it can be added to your account within 30 days of registration. If you can’t do it in the app, email customerservice@bigfundr.com.
