(Free ~SGD1,315 Gifts) Moomoo Referral Link

Using the Moomoo referral code link at sign-up unlocks up to S$1,315 worth of free NVIDIA fractional shares, trading cash coupons and commission-free cards for new Singapore users in 2026. It works for any Singapore resident aged 18 or above with a local bank account, and the rewards are paid out as you hit each deposit tier.

What is Moomoo and Why Use It

Moomoo Financial Singapore Pte. Ltd. is a MAS-regulated brokerage (Capital Markets Services Licence No. CMS101000) that lets you trade SGX, US, Hong Kong and China A-shares from one app. It’s the Singapore arm of Nasdaq-listed Futu Holdings, and in 2026 it remains one of the most aggressive brokers in Singapore on commissions and welcome perks.

You’d consider Moomoo if you want:

• Lifetime US$0 commission on US stocks (other regulatory fees still apply)
• 1-year commission-free SGX stocks, ETFs and REITs for new users
• A Moomoo Cash Plus account for parking idle cash at competitive yields
• Free Level 2 market data, paper trading and decent charting in one app
• Local funding via eDDA, FAST and PayNow-linked bank transfers in SGD

The referral programme stacks on top of the standard welcome rewards, so first-timers should never sign up without a referral link.

New user rewards (referee)

The 2026 welcome bundle is tiered by how much you deposit and hold:

You also get:

• Lifetime US$0 commission on US stocks at account opening
• 1-year commission-free card for SGX stocks/ETFs/REITs
• 30-day commission-free cards for Hong Kong and China A-shares

Exact reward amounts shift each campaign cycle — Moomoo refreshes the welcome page roughly every 2–3 months. Check the live numbers on Moomoo’s official welcome page before depositing.

Referrer rewards (you, after sign-up)

Once you’re a Moomoo SG user, your own referral link earns you tiered cash coupons when friends deposit:

• Friend deposits S$3,000 (held 30 days) → cash coupons for you
• Friend deposits S$10,000+ → larger cash coupon tier
• Friend deposits S$1,000,000+ (Private Wealth) → premium reward tier

Coupons are credited within T+7 business days to Me > My Rewards in the app.

How to Use the Moomoo Referral Code (Step-by-Step)

1. Open the referral link on your phone: . The link must be clicked before you register, otherwise the referral relationship won’t bind.
2. Register a Moomoo ID with your Singapore mobile number or email.
3. Open a Moomoo SG Universal Account. You’ll need your NRIC/FIN, a selfie, and proof of Singapore residential address. Singpass MyInfo is supported and cuts the form down to a couple of taps.
4. Fund your account via FAST, eDDA or telegraphic transfer. Hit the deposit tier you want (e.g., S$3,000 for the mid-tier NVIDIA share).
5. Maintain the asset balance for the required period — 30 days for the S$3,000 tier, 90 days for higher tiers. Withdrawing early voids the reward.
6. Claim your reward on the campaign page inside the app once the holding period ends. Cash coupons land within T+7 business days; fractional shares are unfrozen within 5 trading days after conditions are met.

Eligibility & Terms You Should Know

Before depositing, confirm you tick every box:

• You are at least 18 years old with a Singapore residential address
• You hold a valid Singapore bank account in your own name
• You are a Singapore resident (Moomoo uses IP and KYC checks)
• You have never opened a Moomoo SG Universal Account before, OR you opened one but never deposited
• You clicked the referral link before completing registration
• The referral relationship is valid for 90 days — you must deposit within that window
• Rewards are not stackable with other referral campaigns (angbao promos are an exception)
• Asset maintenance periods are strict. Early withdrawal forfeits the reward, no reissuance
• Trading cash coupons typically have a 60-day validity and a minimum buy-trade requirement (e.g., S$100 trade for the S$10 coupon)

Singaporean PRs and Employment Pass holders with a local address generally qualify, but eligibility is tied to nationality lists Moomoo updates internally — check the dropdown during account opening.

Is the Moomoo Referral Bonus Worth It?

For most Singapore retail investors, yes — and the maths is straightforward.

If you were already planning to invest:

• A S$3,000 deposit locked for 30 days returns roughly S$70–S$160 in NVIDIA share + cash coupon. That’s effectively a 2–5% bonus on cash you would have deployed anyway, plus a year of free SGX commissions worth ~S$30+ to a typical retail trader.
• A S$10,000 deposit held 90 days returns roughly S$360 — a one-time uplift you simply don’t get walking into DBS Vickers or POEMS.
• The lifetime US$0 commission on US stocks alone tends to pay for itself within 5–10 trades versus traditional brokers.

The honest caveats:

• Your NVIDIA share is frozen until the holding period ends — it counts as a reward, not buying power.
• Trading cash coupons subsidise trades; they don’t pay out as straight cash.
• If you wouldn’t otherwise have S$3,000 sitting idle in a brokerage, parking it just for the bonus may not beat a T-bill or high-yield savings account on a risk-adjusted basis. Run the numbers.

Compared to other SG brokerages running referral programmes (Tiger Brokers, Webull, Syfe Trade), Moomoo’s package is consistently among the most generous in 2026.

How to Share Your Own Moomoo Referral Code

Once your account is funded, you become a referrer:

1. In the app, tap Me > Refer Friends (or open moomoo.com/sg/events/referral in your browser while logged in).
2. Copy your unique link (j.moomoo.com/xxxxxx) or share it directly via WhatsApp, Telegram, Instagram or email.
3. When a friend signs up via your link and hits a deposit tier, your cash coupon lands in Me > My Rewards within T+7 business days.

The 90-day rule cuts both ways — if your friend doesn’t deposit within 90 days of clicking your link, the invitation expires and they’ll need to re-establish the referral via a new link.

FAQ

How long does the Moomoo bonus take to credit?

Trading cash coupons are issued within T+7 business days of you completing the qualifying deposit. NVIDIA fractional shares remain frozen until the asset maintenance period (30 or 90 days) is met, after which they’re unlocked and credited within 5 trading days.

Can I use the Moomoo referral code if I already have an account?

Only if you registered but never deposited or transferred any assets. Once you’ve funded the account, you’re considered an existing customer and the new-user welcome bonus no longer applies — though you may qualify for separate existing-user promotions.

What’s the minimum deposit to get the Moomoo new user promotion?

You can earn small cash coupons from a S$500 deposit, but the headline rewards (NVIDIA shares + meaningful cash coupons) start at S$3,000 held for 30 days. The top tier requires S$100,000 held for 90 days.

Is Moomoo Singapore safe and regulated?

Yes. Moomoo Financial Singapore Pte. Ltd. holds a Capital Markets Services Licence (CMS101000) from the Monetary Authority of Singapore and is a member of SGX. Client assets are held in segregated custodian accounts.

Can I withdraw the bonus as cash?

The NVIDIA fractional share is a real share — you can sell it after the holding period and withdraw the proceeds. Trading cash coupons are not cash; they offset commissions and trade costs and typically expire in 60 days. Read the coupon T&Cs in-app before relying on them.

What happens if I withdraw funds before the holding period ends?

You forfeit the reward, and Moomoo states explicitly there is no reissuance. If you’re going for the S$10,000 / 90-day tier, plan around the lock-up before you deposit.

Investments in capital market products involve risk. This page has not been reviewed by the Monetary Authority of Singapore. Always read Moomoo SG’s full T&Cs before depositing.