(Up to $28 Free) GxS Referral Code : SUNW067

Use GXS referral code SUNW067 when you open a GXS Savings Account in Singapore. Since 1 October 2026, GXS pays both sides of the referral: you get S$8 cashback once you make your first S$500 deposit. Stack it with the First Boost promo (now extended to 31 December 2026) for another S$20 — up to S$28 in total.

GXS Referral Code SUNW067 — Quick Summary

What is GXS Bank and Why Use It

GXS Bank Pte. Ltd. (UEN 202005626H) is a Singapore digital bank backed by Grab and Singtel, holding a banking licence from the Monetary Authority of Singapore. Everything runs through the app — no branches, no queue numbers.

Singapore-dollar deposits are insured by the Singapore Deposit Insurance Corporation (SDIC) up to S$100,000 per depositor per scheme member — the same statutory protection as DBS, OCBC or UOB.

What makes it useful day to day:

• Interest credited daily, not monthly
• No minimum balance, no fall-below fees, no salary crediting or card spend hoops
• Saving Pockets (up to 8) for goals, withdraw anytime
• Boost Pockets (up to 8) for fixed tenures of 1, 3, 4, 8, 12 or 18 months
• PayNow / FAST transfers, and linking to Grab and Singtel Dash for payments

Current GXS interest rates (as of 1 Nov 2026)

Boost Pocket rates are 0.88% base (credited daily) plus bonus interest paid at maturity. Withdraw early and you keep only the base interest. Maximum balance limits apply and are shown in the app. Rates change — check the app before you commit.

Reward #1: S$8 Referral Cashback (Q4 2026)

The GXS Savings Account Refer for Rewards (Q4 2026) campaign runs 1 October to 31 December 2026.

To get your S$8:

1. Open your first GXS Savings Account using referral code SUNW067 during the campaign period.
2. In the same calendar month you open the account, deposit at least S$500 of fresh funds in one single transaction.

“Fresh funds” means money from outside GXS — not shuffled between your Main Account and pockets.

Your S$8 is credited to your GXS Savings Account by the end of the following calendar month. Open and fund in November, get paid by 31 December.

The calendar-month trap: if you open your account on 30 November and only transfer money on 1 December, you miss the S$500 condition. Open early in the month, and fund the same day.

Cashback is paid in sets (you + referrer), limited to the first 5,000 successful referrals per calendar month.

Reward #2: S$20 First Boost Cashback

The First Boost campaign now runs from 14 April to 31 December 2026.

To claim S$20 cashback:

1. Be new to the GXS Savings Account.
2. Within 30 days of opening (and by 31 Dec 2026), create a new 3-month Boost Pocket named exactly “First Boost” or “FIRST BOOST”.
3. Deposit at least S$5,000 in fresh funds into it.
4. Hold it to maturity, and keep your total GXS balance (Main Account + all pockets) at or above the level on the day you opened First Boost, for the full 3 months.

Two traps: a renamed Boost Pocket is disqualified — it must be newly created. And withdrawing from your Main Account during the 3 months can break the balance condition, even if you never touch the Boost Pocket.

First-come-first-served: limited to the first 1,000 successful customers per calendar month.

When the S$20 is credited:

Yes, the wait is long. That’s normal for Singapore digital bank cashback.

Can you stack both?

The referral terms explicitly say you can also join other GXS Savings Account campaigns running at the same time. First Boost’s own terms carry the standard “not valid with other offers unless otherwise stated” line, so GXS has final say — but the referral T&Cs are the ones that “state otherwise”, and stacking is how the two promos are marketed side by side.

Easiest way to hit both: transfer S$5,000 or more from your other bank in one PayNow/FAST transaction right after opening. That single deposit covers the S$500 referral condition, then move it into your new “First Boost” pocket.

How to Use the GXS Referral Code (Step-by-Step)

1. Download the GXS Bank app from the App Store or Google Play.
2. Sign up with Singpass. You must be at least 18 and a Singapore Citizen, PR or eligible pass holder.
3. Enter referral code SUNW067 when prompted. It must be entered during application — it can’t be added later, and you can only use one code, once.
4. Complete account opening. Your digital debit card is issued immediately.
5. Same day, transfer min. S$500 (ideally S$5,000+) in one transaction from your other bank via PayNow or FAST. This unlocks the S$8.
6. For the extra S$20: create a new 3-month Boost Pocket named “First Boost” and move at least S$5,000 into it.
7. Hold to maturity and don’t withdraw from your account during the 3 months.
8. Collect: S$8 by end of next month; S$20 about 4 months after opening First Boost.

Eligibility & Terms You Should Know

• New to GXS Savings Account only. If you’ve ever held and closed a GXS Savings Account, you’re excluded from both campaigns.
• Six-month cooling period. If you closed a GXS Savings Account in the last six months, the referral won’t count.
• Existing GXS customers can still qualify — if you have a GXS FlexiCard, Credit Card or FlexiLoan but never opened a Savings Account, you can be referred.
• One code, one time. If more than one code is used, the first one counts.
• Quota risk is real. Referral cashback: first 5,000 sets per month. First Boost: first 1,000 customers per month. Not guaranteed.
• Close your account before crediting and you forfeit any cashback not yet paid.
• Clawback: GXS can deduct cashback from your account if it finds the conditions weren’t met.
• GXS Invest is not a savings product — it’s an investment, not SDIC-insured.

Is the GXS Referral Bonus Worth It?

The honest maths, two ways:

Minimal effort (S$500 only): S$8 for depositing S$500 that stays liquid in your Main Account. That’s a 1.6% one-off return on S$500 for almost no effort — easily worth it.

Full stack (S$5,000 for 3 months):

That works out to roughly 3.4% p.a. annualised on S$5,000 for three months — GXS markets the First Boost part alone as 2.82% p.a. EIR, and the referral S$8 adds about 0.6% on top.

Two caveats:

• It’s a one-off. After maturity, your money drops back to the prevailing rates (0.88%–2.00% p.a. depending on where you park it). Compare against the latest T-bill and Singapore Savings Bond rates before treating GXS as a long-term home.
• S$5,000 is effectively locked for three months. If you might need that cash, just take the S$8 and skip First Boost.

Where GXS genuinely wins is simplicity: no salary crediting, no minimum spend, no card-swipe quotas.

How to Share Your Own GXS Referral Code

Once your account is open, you can refer friends too — both of you get S$8 when they deposit S$500 in their first month.

To find your code: GXS app → tap ‘Me’ → ‘Share with friends’.

There’s no limit on how many friends you can refer, but the pool is capped at 5,000 successful referrals per calendar month and the campaign ends 31 December 2026. Your S$8 per referral is credited by the end of the month after your friend completes the S$500 deposit.

FAQ

Does the GXS referral code SUNW067 still work in November 2026? Yes. It’s valid under the Refer for Rewards (Q4 2026) campaign until 31 December 2026, subject to the monthly quota.

How much do I get as a new GXS user? S$8 from the referral code (with a S$500 deposit), plus S$20 from First Boost if you put S$5,000 into a new 3-month Boost Pocket named “First Boost”. Up to S$28 in total.

Do I need to deposit money to get the S$8? Yes — at least S$500 of fresh funds in one single transaction, in the same calendar month you open the account.

How long does the cashback take? The S$8 is credited by the end of the following calendar month. The S$20 First Boost cashback takes about four months — open First Boost by 30 Nov 2026 and it’s credited by 31 Mar 2027.

Can I use the code if I already have a GXS account? Not if you have (or previously had) a GXS Savings Account. If you only have a FlexiCard, Credit Card or FlexiLoan, you can still be referred.

Can I add the referral code after signing up? No. It must be entered during the application.

My code was rejected — what now? PM me via the chat icon at the bottom right of this page and I’ll give you another code.

Is GXS Bank safe? GXS holds a MAS banking licence and is an SDIC scheme member — SGD deposits are insured up to S$100,000 per depositor.

What if I withdraw from First Boost before maturity? You forfeit the S$20 and only earn the 0.88% base interest. Withdrawing from your Main Account during the 3 months can also disqualify you, because your total balance must not fall below the level when you opened First Boost.

Can I stack the referral with First Boost? The referral terms explicitly allow joining other GXS Savings Account campaigns at the same time, and GXS markets them side by side. GXS’s decision on eligibility is final.

Is there a limit on how many people I can refer? No personal limit, but the campaign is capped at 5,000 successful referrals per calendar month and ends 31 December 2026.

Sources: GXS Bank Promotions page, GXS Savings Account page, GXS Refer for Rewards (Q4 2026) T&Cs (dated 24 Sep 2026), GXS First Boost Campaign T&Cs (dated 21 Oct 2026). All rates and terms accurate as of 1 November 2026.